Official Partner of the Oakland Athletics

Proud sponsor of Home Runs for Hunger

Bank Local With Our Special Offers

Free Checking

Plus $100

Open a checking account using promo code ATHLETICS.
Use your debit card to make at least ten purchases of $10 or more.
Earn $100!

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Personal Loans

As low as 7.99% APR

Get the cash you need with a low-rate personal loan.
Use promo code ATHLETICS when you apply online or at a branch.
Earn $100!

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Certificates

Rates a high as 3.75% APY

Earn more on your savings safely with a high-rate certificate. Certificate rates typically pay more than a traditional savings account and your earnings are guaranteed.

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Proud Sponsor of Home Runs for Hunger

For eleven seasons, 1st United Credit Union has proudly sponsored the Oakland A's Home Runs for Hunger. For every home run the A’s hit during the regular season, we will donate $50 to the Alameda County Community Food Bank to help end hunger in our community.

We believe in banking locally and hope you will too. Let’s go Oakland A’s!

Checking Account Offer: Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency. To receive checking $100 incentive: 1) open a new checking account using promotional code ATHLETICS; 2) activate and make at least ten (10) signature or PIN purchases of $10 or more with debit card within 60 days of account opening. Offer not available to existing or additional checking accounts. Offer is for a limited time only and is subject to change or withdrawal at any time.

Personal Loan Offer: APR (Annual Percentage Rate) as of April 1, 2023 and is subject to change. To receive personal loan $100 incentive: Must use promo code ATHLETICS when you apply and open a new loan. Loans are subject to credit approval and may not be used to refinance an existing 1st United loan. Offer is for a limited time only and is subject to change or withdrawal at any time. Loan payment example: $45.68 per month for each $1,000 borrowed at 8.99% APR for 24 months.

Certificates: APY (Annual Percentage Yield) as of April 1, 2023 and is subject to change. Click to view today's rates. Eligible for add-ons up to $10,000 through the duration of the certificate. IRA certificate add-ons are subject to limits set by the IRS. A penalty will be charged for early withdrawal of principal balance. Dividends will be compounded and credited monthly and at maturity, and are paid monthly based on average daily balance. Balances are capped at $2,000,000 per certificate type, plus dividends. 25-month certificate rolls into a 24-month certificate upon maturity.

Incentive will be credited by the 10th of the following month after all requirements are fulfilled. 1st United membership is required and established by opening a savings account. Membership is available to anyone who lives or works in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties. Federally insured by NCUA.