Auto Refinance Offer
Cruise into Savings
Saving money has never been easier! With discounted rates as low as 4.99% APR, no payments for 90 days, and a super simple refinancing process, we'll help you cruise into savings when you refinance your auto loan from another lender.
Discounted Auto Refinance Rates as Low as
Refinance with Perks Like:
No cost to refinance
First payment not required for 90 days
Start Saving Today
If saving money on your auto loan sounds good to you, simply apply online using the promo code CRUISE. We’ll do the rest. Or if you prefer the personal touch, call us at (800) 649-0193. We’re happy to help!
APR (Annual Percentage Rate) as of January 1, 2025. Loan cannot be used to refinance an existing 1st United Credit Union loan. Offer is for a limited time, may be withdrawn at any time, and may not be combined with other offers. Loans are subject to credit approval. Your rate may vary based on creditworthiness, age or value of vehicle, amount financed, and terms and conditions. Add 2% for year models 2018 and older or mileage over 100K. Minimum loan $5,000; proof of insurance required. Refinancing may extend the term of your loan. Interest will continue to accrue during the 90-day no-payment period. Loan payment example: $16.10 per month for each $1,000 borrowed at 4.99% APR for 72 months. Must use promo code CRUISE. Account must be in good standing.
Auto payments that fit your budget.
Learn what you can afford and how much you can save with our auto loan calculator.
Your loan – personalized!
Whether you're planning your next vacation, staycation, home remodel, or simply want to consolidate debt, we have the financing for you.
Convenient Mobile Banking App
Access your accounts, move money, and make payments – all from within our user-friendly mobile app.It's like having a Credit Union in your pocket
Get Started
Open an account from your couch.
Calculators
Try our interactive online calculators.
Become a Member
Join 1st United Credit Union today!
You’re More Than a Member
We’ve been celebrating our members and communities in the Bay Area since 1932.