Visa Rate Drop
Shop Brighter This Season
0% Introductory APR for Six Months
Give yourself the gift of savings this holiday season. With our 1st United Visa Platinum Cards, you'll enjoy a 0% introductory APR for six months on purchases and balance transfers made by December 31, 2025 — that means more sparkle in your holiday plans. Plus, with ongoing low rates and no balance transfer fees, these cards keep giving long after the holidays are over.
Choose Your Perfect Card:
Visa Platinum
0% Introductory APR for six months on purchases and balance transfers
No balance transfer fees
No annual fee
Visa Platinum Rewards
0% Introductory APR for six months on purchases and balance transfers
No balance transfer fees
No annual fee
Earn one rewards point for every dollar you spend, with 2,500 bonus points rewarded after your first use
Apply Online or Schedule an Appointment
Simply apply online with promo code DROP or schedule an appointment to speak with one of our financial service representatives. But hurry, this offer ends December 31, 2025.
APR (Annual Percentage Rate) as of October 1, 2025, is a 0% introductory rate for six (6) months on purchases and balance transfers made through December 31, 2025 using promo code DROP, then reverts to the standard variable rate tied to the Prime rate, currently 12.65%–22.65% for Visa Platinum and 13.65%–23.65% for Visa Platinum Rewards, is based on creditworthiness, and is subject to change. Offer may be withdrawn at any time and cannot be used to pay any 1st United loan or line of credit obligation. Account must be in good standing. Offer does not apply to Visa Platinum share secured cards. Promotional rate reverts back to the standard rate if a payment is late or missed. Payments are applied to lowest-rate balances first. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. Loans are subject to credit approval. Cannot be combined with any other offer. Cash advances and balance transfers do not qualify to earn points. 2,500 bonus points credited after first use. Program is subject to Terms and Conditions. View our full promotional Visa disclosure (PDF 295KB).
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