Balance Transfer Special
A Resolution You Can Keep
Make 2025 the year you tackle your high-interest credit card debt! Transfer your balances to a 1st United Visa Platinum card and enjoy a special discounted rate for 12 months. Even better, unlike other lenders, we don't charge balance transfer fees.
Transfer High-Interest Credit Card Debt
As low as 3.99% APR for 12 months with no transfer fees.Apply online for a Visa Platinum credit card today!
Your Balance Transfer Offer Includes:
Special Low Rate
Transfer your balances from another lender to your Visa Platinum card by March 31, 2025 and enjoy a special rate as low as 3.99% APR for 12 months.
No Balance Transfer Fees
Unlike other lenders, we won't charge you a fee to transfer balances.
Simplified Payments
Consolidate your other debt into one easy payment.
Start Saving Today
Get started today by applying online with our quick and easy loan process. Already have a Visa Platinum card? Call us at (800) 649-0193 to transfer a balance. We're happy to help.
Hurry! This balance transfer special ends March 31, 2025.
APR (Annual Percentage Rate) as of January 1, 2025, is an introductory variable rate, is as low as 3.99% for Visa Platinum and as low as 4.99% for Visa Platinum Rewards for 12 months on balance transfers made through March 31, 2025, then reverts to the standard variable rate tied to the Prime Rate, currently 12.90%–22.90% for Visa Platinum and 13.90%–23.90% for Visa Platinum Rewards, is based on creditworthiness, and is subject to change. The promo rate will apply to new balances transferred from another lender until March 31, 2026. Balance transfers will begin accruing interest immediately. Offer does not apply to Visa Platinum share secured cards. Promotional offer ends on March 31, 2025. Offer may be withdrawn at any time and cannot be used to pay any 1st United loan or line of credit obligation. Account must be in good standing. Promotional rate reverts back to the standard rate if a payment is late or missed. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. View our full Visa disclosure.
We can help you do the math.
Our interactive calculators give you over 50 options to help you add things up. Choose from loan payment calculators, mortgage payoff calculators, renting versus buying – even how much life insurance you'll need.
The Affordable Way to Manage Your Spending
Want low rates for purchases, cash advances, and balance transfers? Our Visa Platinum card is for you!
Convenient Mobile Banking App
Access your accounts, move money, and make payments – all from within our user-friendly mobile app.It's like having a Credit Union in your pocket
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Open an account from your couch.
Calculators
Try our interactive online calculators.
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Checking Accounts for Every Stage of Life
Whether you want to earn dividends, double your Visa Platinum Rewards points, or simply like it "free," we have an account for you.