Balance Transfer Special
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Say Goodbye to High-Interest Credit Card Debt
For a limited time, when you transfer your high-rate balances to a 1st United Visa Platinum card, you can enjoy a 10% discount off our already low rates – as low as 3.90% APR for 18 months. Better yet, unlike other lenders, we don’t charge a balance transfer fee.
Transfer High-Interest Credit Card Debt
As low as 3.90% APR for 18 months with no transfer fees.Apply online for a Visa Platinum credit card today!
Your Balance Transfer Offer Includes:
Special Low Rate
Transfer your balances from another lender to your Visa Platinum card by September 30, 2024 and enjoy a special rate as low as 3.90% APR for 18 months.
No Balance Transfer Fees
Unlike other lenders, we won't charge you a fee to transfer balances.
Simplified Payments
Consolidate your other debt into one easy payment.
Start Saving Today
Get started today by applying online with our quick and easy loan process. Already have a Visa Platinum card? Call us at (800) 649-0193 to transfer a balance. We're happy to help.
Hurry! This balance transfer special ends September 30, 2024.
APR (Annual Percentage Rate) as of July 12, 2024, is an introductory variable rate tied to Prime Rate, is as low as 3.90% for Visa Platinum and as low as 4.90% for Visa Platinum Rewards for 18 months on balance transfers made through September 30, 2024, then reverts to the standard variable rate tied to the Prime Rate, currently 13.90%–23.90% for Visa Platinum and 14.90%–24.90% for Visa Platinum Rewards, is based on creditworthiness, and is subject to change. The promo rate will apply to new balances transferred from another lender until February 28, 2026. Balance transfers will begin accruing interest immediately. Offer does not apply to Visa Platinum share secured cards. Promotional offer ends on September 30, 2024. Offer may be withdrawn at any time and cannot be used to pay any 1st United loan or line of credit obligation. Account must be in good standing. Promotional rate reverts back to the standard rate if a payment is late or missed. Payments are applied to lowest-rate balances first. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. View our full Visa disclosure.
We can help you do the math.
Our interactive calculators give you over 50 options to help you add things up. Choose from loan payment calculators, mortgage payoff calculators, renting versus buying – even how much life insurance you'll need.
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The Affordable Way to Manage Your Spending
Want low rates for purchases, cash advances, and balance transfers? Our Visa Platinum card is for you!
Convenient Mobile Banking App
Access your accounts, move money, and make payments – all from within our user-friendly mobile app.It's like having a Credit Union in your pocket
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Get Started
Open an account from your couch.
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Calculators
Try our interactive online calculators.
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Become a Member
Join 1st United Credit Union today!
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Checking Accounts for Every Stage of Life
Whether you want to earn dividends, double your Visa Platinum Rewards points, or simply like it "free," we have an account for you.