Cashier using contactless payment

Credit Cards

A convenient and secure way to pay

Take charge of your money

Whether you’re paying for everyday purchases or consolidating high-interest debt, we’ve got the low-rate credit cards to help you stay in control of your finances. Whichever card you choose, you can enjoy no annual fees, no over limit fees, and no balance transfer fees.
Sleigh the Season... Not Your Wallet!
Visa Platinum credit card rates as low as 6.90% APR for 12 months.

Learn More and Get Started

Visa Platinum Rewards

Turn everyday purchases into rewards points that are redeemable for travel, gift cards, brand name merchandise – even cash!

Two credit cards
Rates as low as

14.40% APR

Stack of coins
Earn one point for each dollar you spend, with 2,500 bonus points credited after first use
Cell phone receiving an alert
Fraud text alerts
to protect your cards




Visa Platinum

Keep it simple with one incredibly low rate for purchases, balance transfers, and cash advances. Perfect for consolidating high-interest debt into one low monthly payment.

Two credit cards
Rates as low as

13.40% APR

Cell phone receiving an alert
Fraud text alerts
to protect your cards


Visa Platinum Share Secured

Perfect for if you’re just getting started on building credit or need to get back on track. Simply deposit funds into a 1st United savings account where they will be held and earn interest, and you'll receive a credit limit equal to your deposit.

Two credit cards

10.40% APR

Coin dropping into piggy bank
Secure as little as $250 or as much as $2,500 in an interest-bearing savings account to enjoy this low-rate card
Cell phone receiving an alert
Fraud text alerts
to protect your cards



 
Visa Services 
(833) 285-1738
  • Visa credit/debit PIN by phone
  • Report lost/stolen Visa

Visa Has You Covered

Your 1st United Visa Platinum credit card offers more than just low rates, no annual fees, and low cash advance fees.


Ready to get started?

Our simple 3-step online application makes applying for a Visa Platinum or Visa Platinum Rewards card easy.

pie chart with coin icon illustration

View today's credit card rates

Online banking icon illustration

Already applied? Check application status




Visa  Platinum Rewards: APR (Annual Percentage Rate) as of October 11, 2024, is subject to change, is a variable rate ranging between 14.40% APR and 24.40% APR, is tied to the Prime Rate and is based on creditworthiness. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. Loans are subject to credit approval. Cash advances, balance transfers, and existing Visa Platinum upgrade balances do not qualify to earn points. 2,500 bonus points credited after first use. Program is subject to Terms and Conditions. View our full Visa disclosure.
 
Visa Platinum: APR (Annual Percentage Rate) as of October 11, 2024, is subject to change, is a variable rate ranging between 13.40% APR and 23.40% APR, is tied to the Prime Rate and is based on creditworthiness. Loans are subject to credit approval. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. View our full Visa disclosure.
 
Visa Platinum Share Secured: APR (Annual Percentage Rate) as of October 11, 2024, is subject to change, is a variable rate currently at 10.40% APR, and is tied to the Prime Rate. Must be at least 18 years of age and have the requested credit limit amount in a 1st United savings account. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. View our full Visa disclosure.
 

















Woman making a purchase on her smartphone
Shop with confidence with Visa’s Zero Liability Policy. You won't be held responsible for unauthorized charges made with your account or account information.

Recommended for you

piggy bank icon illustration

Get Started
Open an account from your couch.

checkmark badge icon illustration

Become a Member
Join 1st United Credit Union today!

pie chart with coin icon illustration

Today's Rates
Don't miss out on our competitive rates.