Free Hometown Checking
We're Local, Like You
And Your Checking Should Be Too
At 1st United, we’re more than just a credit union—we’re part of your hometown. So why not keep all your banking local? Open a checking account, use your debit card on everyday purchases, and get $100—it’s that easy.
Here's How to Earn Your $100 Bonus:
Open a checking account using promo code HOMETOWN
Make at least ten (10) debit card purchases of $10 or more
We'll give you $100!
Need More Reasons to Open a Checking Account?
We get that. Here's why our checking account stands out:
Zero Monthly Fees
Keep more of your money where
it belongs.
Early Payday
Get paid up to two days early with
direct deposit.
Convenient Banking
Manage your money anytime,
anywhere with our mobile app.
Checking for All Life's Stages
Rewards Checking
Great for those who want to earn interest and credit card points.
- No monthly fee
- Earns dividends and up to double Visa Platinum Rewards points
Free Checking
The no-fuss way to manage your money.
- No monthly fee
- No minimum balance requirement
Plus, Your Checking Account Comes With:
Ready to Get Started?Use promo code HOMETOWN to earn $100.
Convenient Mobile Banking App
Access your accounts, move money, and make payments – all from within our user-friendly mobile app.
It's like having a Credit Union in your pocket
*Offer not available to existing or additional 1st United checking accounts. Incentive payouts are limited to one per product type per member. We reserve the right to retain incentive if checking account is closed within six months. Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency. Members age 17 and under require an adult joint owner. Rewards Checking Account: Only available for members 18 and older. Dividends are paid monthly based on average daily balance, and will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month. All qualifying transactions must post to the account and the funds must be available to fund the transaction by the last business day of each month. Click here for current rates. No monthly fee, but other fees may reduce earnings. Rewards Bonus: 1st United Visa Rewards account holders will receive a 50% bonus (1.5 points per dollar spent) on their Rewards points earned within the month if they perform 15–29 combined debit and/or credit card purchase transactions or a 100% bonus (2 points per dollar spent) if they perform 30+ combined debit and/or credit card purchase transactions. Bonus will be credited in the subsequent Visa cycle. $100 incentive qualification: Earn $100 when you 1) open a new checking account using promotional code HOMETOWN; 2) make ten (10) signature or PIN purchases of at least $10 each with debit card within 60 days of account opening. Offer is for a limited time and is subject to change or withdrawal at any time. Cannot be combined with any other offer. Incentive will be credited on the 10th of the following month after all requirements are fulfilled. Insured by NCUA. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
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