It's easy to join 1st United using our online application or by visiting one of our branches.
Membership is open to anyone who lives, works, or attends school in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties, California.
If withdrawals are used for purposes other than higher education, the earnings will be subject to a 10% federal tax penalty in addition to federal and, if applicable, state income tax. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should consider investment objectives, risks, and charges associated with Section 529 plans prior to investing. Contact your investment representative or carrier for more information about municipal fund securities which is available in the issuer’s official statement or plan disclosure document which should be read carefully prior to investing. Most 529 plans are sponsored and administered by states. State tax benefits vary among the states, and some offer residents additional tax benefits if they invest in their own state plan. Consult a qualified tax professional for more information.
*Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA(Opens in a new Window)/SIPC(Opens in a new Window). Osaic Institutions does insurance business in California as Osaic Institutions Insurance Agency. CA Agency License #OH30186. Osaic Institutions and 1st United Credit Union are not affiliated. Products and services made available through Osaic Institutions are not insured by the NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union or credit union affiliate. These products are subject to investment risk, including the possible loss of value.
*$100 Checking Account Offer: Offer not available to existing or additional 1st United checking accounts. We reserve the right to retain incentive if checking account is closed within six months. Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency. Members age 17 and under require an adult joint owner. Rewards Checking account: Only available for members 18 and older. No monthly fee, but other fees may reduce earnings. Earn $100 when you 1) open a new checking account using promotional code ALAMEDA100 2) make at least ten (10) signature or PIN purchases of $10 or more each with your debit card within 60 days of account opening. Offer is subject to change or withdrawal at any time. Incentive will be credited on the 10th of the following month after all requirements are fulfilled.