Certificate Accounts
Save and earn more, the safe and secure way
Reach Your Savings Goals Safely
Our certificate accounts help you earn a higher yield on your savings without the risk of stock market fluctuations. That means, your money stays put while you earn dividends.
Low Opening Balance
A $250 minimum.
($25 for youth on a 12-month certificate.)
Flexible Terms
Between 6 and 84 months.
One-Time Bump Feature
Some certificates allow you to bump-up your rate once during the term.
Penalty-Free Withdrawal
Withdrawal your interest at any time.
Rising Certificate Rates are in Season
Rates as High as 3.50% APY
Open a Certificate View Today's Rates
Youth Certificate Account
As a not-for-profit financial institution, we believe in celebrating financial literacy. That’s why we offer special accounts to help youth and young adults get started on the road to a bright financial future.
Members under age 18 can begin earning with as little as $25 on our 12-month certificate.
Still have questions?
Schedule an in-branch appointment to learn more about our certificate accounts.
It's Like a Credit Union In Your Pocket
Access your accounts, move money, and make payments – all from within our user-friendly mobile app.
APY (Annual Percentage Yield) as of December 1, 2024, and is subject to change. Click here to view current Certificate rates. A penalty may be charged for early withdrawal. One-Time Bump: If your rate has a bump feature and we advertise a higher rate on the same certificate type and term, you can request to move your certificate to the new rate. Withdrawal: allows a penalty-free withdrawal of your interest at any time. Add-On: If your certificate has an add-on feature, add-ons are limited to $10,000 through the duration of the certificate. IRA certificate add-ons are subject to limits set by the IRS. Dividends will be compounded and credited monthly and at maturity. Standard certificates: Dividends paid monthly based on average daily balance.
Want more?
- Today's rates
- Accumulate savings calculator
- Maximize savings with certificate laddering
- Beneficiary check up
- You're never too old or too young to save for retirement
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