Early Payday
Get paid up to two days sooner with Early Payday
Look Who's Here Early—Your Paycheck!
With Early Payday, you can receive your direct deposit up to two days early. All you have to do is set up direct deposit with your 1st United account—we'll take care of the rest.
Early Payday benefits:
Get Paid Sooner
When you have direct deposit with your 1st United account, you can get paid up to two days early.
Set up direct deposit
Not Just For Paychecks
Early Payday works for any electronic funds transfer such as tax refunds or government benefits.
Get Alerted
Set up an alert in mobile banking and get notified when your early direct deposit hits your account.
How to set up account alerts
No Need to Enroll
Early Payday is automatic
once your direct deposit is set up.
Already have direct deposit? You're good to go!
No Fees, No Catch
Having access to your
hard-earned money should
be hassle-free.
Have More Questions?
Check out FAQs below.
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How does Early Payday work?
When we receive notification of your direct deposit from your payor, we credit the funds to your account up to two days early. No enrollment or costs are associated. Just set up direct deposit and you're good to go.
Note: Funds will be made available when payor submits payment information and it is processed by 1st United. If payor does not send the payment, we reserve the right to recover amount we credited early. There is no guarantee that direct deposit will be made available early. Subject to system limitations.
What direct deposits are eligible?
Electronic deposits of your paycheck, payroll deductions, pension checks, or federal recurring payments (for example, Social Security payments) including any ACH payment or electronic funds transfer.
Will my direct deposits always come in early?
There’s no guarantee that you will always receive your direct deposits up to two days early since it depends on when each payroll item is received by us. Make sure to monitor your accounts to confirm your direct deposit is in your account before you spend the funds.
How will I know when I'm paid?
You can get notified of when your funds are deposited by setting up account alerts in mobile banking. Learn how to set up account alerts
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