Paying for lunch with credit card

Early Payday

Get paid up to two days sooner with Early Payday

Look Who's Here Early—Your Paycheck!

With Early Payday, you can receive your direct deposit up to two days early. All you have to do is set up direct deposit with your 1st United account—we'll take care of the rest.

Early Payday benefits:

 

Caution sign
Get Paid Sooner
When you have direct deposit with your 1st United account, you can get paid up to two days early. 
Set up direct deposit

Two credit cards
Not Just For Paychecks
Early Payday works for any electronic funds transfer such as tax refunds or government benefits.

Two credit cards
Get Alerted
Set up an alert in mobile banking and get notified when your early direct deposit hits your account.
How to set up account alerts

Two credit cards
No Need to Enroll
Early Payday is automatic
once your direct deposit is set up.
Already have direct deposit? You're good to go!

Two credit cards
No Fees, No Catch
Having access to your
hard-earned money should
be hassle-free.
Two credit cards
Have More Questions?
Check out FAQs below.
Don't have a checking account? Open one today! Apply Online

couple using tablet device in kitchen

Your New Checking Account is a Click Away

Simplify your life with a 1st United checking account.
 

Early Payday FAQs

When we receive notification of your direct deposit from your payor, we credit the funds to your account up to two days early. No enrollment or costs are associated. Just set up direct deposit and you're good to go.

Note: Funds will be made available when payor submits payment information and it is processed by 1st United. If payor does not send the payment, we reserve the right to recover amount we credited early. There is no guarantee that direct deposit will be made available early. Subject to system limitations.

Electronic deposits of your paycheck, payroll deductions, pension checks, or federal recurring payments (for example, Social Security payments) including any ACH payment or electronic funds transfer.

There’s no guarantee that you will always receive your direct deposits up to two days early since it depends on when each payroll item is received by us. Make sure to monitor your accounts to confirm your direct deposit is in your account before you spend the funds.

You can get notified of when your funds are deposited by setting up account alerts in mobile banking. Learn how to set up account alerts


















Cashier using contactless payment

The Affordable Way to Manage Your Spending

Want low rates for purchases, cash advances, and balance transfers? Our Visa Platinum card is for you!

Learn More About Our Credit Cards