Business Accounts

We call it business banking but to us, it’s always personal

Home Checking & Savings/Product Business Accounts

Business Accounts Built for Success

We get it. Running a business can be tough. That’s why our goal is to make it simpler, faster, and friendlier for you to manage your money – so you can focus on growing your business.

Here’s what we offer:

Checking, savings, money market, and certificates

Easy access with online and mobile banking

1st United has been serving members since 1932. We're proud to serve and support local businesses in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties.

Schedule an in-branch appointment to open your account.

Schedule an Appointment View Required Documentation

Get Started with a Free Checking Account

Here's what it comes with:

No monthly fee
25 free over-the-counter check deposits a month
Free bill pay
Free online banking
Free mobile banking app
Free unlimited mobile check deposits
Free paperless statements and notices
Free access to 30,000+ ATMs
Free FICO® Score (sole proprietorship only)
Courtesy pay

Savings Account Options

Our business savings options help you grow and are insured to $250,000 by the NCUA.

Membership Savings
This share account requires a $5 deposit and serves as your Credit Union membership.

High Yield Savings Account
Get the best of both worlds—high rates and liquidity with our high yield savings account. Earning the highest dividends requires direct deposit and debit or credit card usage.
Check out savings accounts

Certificate Accounts
Guaranteed earnings and a fixed term between 6 and 84 months. Earn dividends with as little as $250.
Check out certificate accounts

Business High Yield Savings Account

Tiered rates as high as 3.50 % APY

View Savings Rates

APY (Annual Percentage Yield) as of February 1, 2025, and is subject to change. Dividends are paid monthly based on average daily balance. Fees could reduce actual earnings. Membership Savings: $5 in a regular savings account is required to maintain your membership. High Yield Savings: A minimum opening balance of $2,000 is required. Qualifications to receive monthly dividends on average daily balances over $2,000 include combined ACH direct deposits to any eligible share account totaling $500 each month and 15 or more combined debit or credit purchase transactions (ATM transactions do not qualify) posted by the last day of the month. If these qualifications are not met or the minimum daily balance is less than $2,000, the account will earn the lowest dividend tier. Insured by NCUA.

Courtesy pay is subject to the Credit Union's discretion, account must be in good standing and meet conditions as defined in the Credit Union's discretionary courtesy pay practices, which will be provided at account opening.

Funds deposited by paper check or mobile deposit check may be subject to hold. For complete details about check holds, please review our Funds Availability Policy in our Member Account Agreement and Disclosure or speak with a member service representative. To find our most current Member Account Agreement and Disclosure, log in to online or mobile banking, select Statements & Notices, then Disclosures.