Business Accounts

We call it business banking but to us, it’s always personal

Home Checking & Savings/Product Business Accounts

Business accounts built for success.

We get it. Running a business can be tough. That’s why our goal is to make it simpler, faster, and friendlier for you to manage your money – so you can focus on growing your business.

Here’s what we offer:

Checking, savings, money market, and certificates

Merchant services so you can accept payments anywhere

Easy access with online and mobile banking

1st United has been serving members since 1932. We're proud to serve and support local businesses in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties.

Schedule an in-branch appointment to open your account.

Schedule an Appointment View Required Documentation

Get Started with a Free Checking Account

Here's what it comes with:

No monthly fee
25 free over-the-counter check deposits a month
Free bill pay
Free online banking
Free mobile banking app
Free unlimited mobile check deposits
Free paperless statements and notices
Free access to 30,000+ ATMs
Free FICO® Score (sole proprietorship only)
Courtesy pay

Savings Account Options

Our business savings options help you grow and are insured to $250,000 by the NCUA.

Membership Savings
This share account requires a $5 deposit and serves as your Credit Union membership.

Money Market Accounts
Pays higher dividends for higher balances, without sacrificing liquidity. Earn dividends with as little as $1,000.
Learn about money market accounts

Certificate Accounts
Guaranteed earnings and a fixed term between 6 and 84 months. Earn dividends with as little as $250, plus a one-time bump feature and penalty-free interest withdrawal.
Learn about certificates

Business Certificate Account

Rates as high as 3.50 % APY

View Certificate Rates

Merchant Services

1st United partners with Elavon Merchant Services, a division of U.S Bank, to provide simple payment solutions for your evolving business.

Elavon allows you to accept payments affordably, easily, and securely. Their easy-to-use merchant services solution includes:

Payments via debit card, credit card, mobile, online, PayPal, Apple Pay, Google Pay, ACH and more
Chip card/EMV terminals and tablet point of sale systems
24/7 customer service and support
Dedicated account manager for each business member

To find a solution for your business, contact our Elavon representative Shiree Moitoso at (209) 595-6168 or by email at shiree.moitoso@elavon.com.

Learn More About Elavon Merchant Services

Transfer amounts are subject to limitations.
*Dividends paid monthly based on average daily balance.
**Subject to the Credit Union's discretion, account must be in good standing and meet conditions as defined in the Credit Union's discretionary courtesy pay practices, which will be provided at account opening.