Rates. Rates fluctuate throughout the year. By refinancing to a lower rate you could help reduce your monthly payment.
Reassess. Determine if your financial situation has changed since you purchased your house, as a refinance might help adjust your mortgage payment for a better fit.
Loan terms. Check to see what other loan terms are available. You could pay off your mortgage sooner.
Consolidate debt. You may have acquired more debt since you purchased your home. By refinancing, you could consolidate that debt into one monthly payment.
Let's get started
Now's a great time to reassess and get a mortgage checkup – and we're here to help. For a free mortgage checkup, call us at (800) 649-0193 ext. 4925. We look forward to hearing from you!