APY (Annual Percentage Yield) as of December 1, 2024, and is subject to change. Dividends are paid monthly based on average daily balance. Fees could reduce actual earnings. Membership Savings: $5 in a regular savings account is required to maintain your membership. High Yield Savings: A minimum opening balance of $2,000 is required. Qualifications to receive monthly dividends on average daily balances over $2,000 include combined ACH direct deposits to any eligible share account totaling $500 each month and 15 or more combined debit or credit purchase transactions (ATM transactions do not qualify) posted by the last day of the month. If these qualifications are not met or the minimum daily balance is less than $2,000, the account will earn the lowest dividend tier. Insured by NCUA. Money Market: $1,000 minimum balance required.